The Basics of Basix

No surprises. Basix offers personal loans with simple plans and clear pricing.

Loans Offered

APR Range
25.99% - 35.99% Annual Percentage Rate ('APR') is the cost of your loan at a yearly rate.
Amount Range
$3,000 - $5,000
Loan Length
36 months


See What You Qualify For

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This is what a Basix loan looks like

What you get

$4,000 Right Away

Your funds will be direct deposited within 2 business days.

What you pay

$171.80 Per Month

You will make 36 payments. You can also pay off your loan early.

What it costs

$6,184.80 Total

This is all you'll ever pay, if payments are made as planned.

Actual loan amount may vary based on applicant.

What happens if something goes wrong?

We know there can be bumps in the road, so we want to be clear about how we handle payment problems.

What happens if you make a payment late?

If you make a payment after your 15-day grace period, you will be charged a $5 late fee.

What happens if a payment is returned?

You will be charged a $15 fee.

What happens if you don't pay back your loan?

If you fail to make a payment, we will work with you to collect payments. After 120 days, your loan may be referred to a collection agency for further action.

Need more detail?

Here's the fine print.

What you'll need to apply

In order to apply for a Basix loan, you must:


Basix is currently available for borrowers living in Alabama, California, Delaware, Georgia, Idaho, Illinois, Missouri, Nevada, New Hampshire, New Mexico, Oregon, South Carolina, South Dakota, Utah, and Virginia.

Basix does not discriminate against applicants on the basis of race, color, religion, national origin, sex, marital status, age, veteran status, disability, genetics, sexual orientation, gender identity, gender expression, or any other status or condition protected by law, or because all or part of an applicant's income derives from any public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act.